Buying and Selling Houses at the Right Price
Buying or selling real estate is a process that requires the right resources to help you make informed decisions toward a successful real estate transaction. These resources include the ability to search for homes, get school and neighborhood reports, and basic real estate information to help you understand the entire process. As a real estate professional, I am here to provide you with the tools you need to complete your home sale or purchase with ease! Languages I can assist you with: Selecting the right Real Estate agent is one of the most important decisions to make. Each client deserves a REALTOR with Experience, well trained, and Internet savvy. For the benefit of my CLIENT"S I focus on their needs I have all the tools and training to make your home selling and/or buying a quick, pleasant, and money saving experience. My Goals and Commitments are: Providing my clients a first class service while they are in the drivers seat. To achieve buying and/or selling homes at the right price. Work under the Code of Ethics. Work with integrity and honesty. Protecting my clients interests. Saving my clients time and money. Helping my clients through mortgage approvals as well as mortgage commitments Consulting my clients from A to Z Be on my clients side during and long after the transaction. Timo Yannopoulos CRS, GRI, ePRO, WHS Real Estate Consultant Licensed In Missouri and Kansas Obligated to protect CLIENTS Best Interest	Timo Yannopoulos Create Your Badge
Homebuyer Tax Credit Update! On November 6, 2009, President Obama signed a bill to extend the tax credit for first-time homebuyers (FTHBs) through June 30, 2010. The bill also opens up opportunities for others who are not buying a home for the first time. To learn what the new tax credit means to you and your clients, take a look at the concise overview below. In addition, we've put together a script featuring wording you can cut and paste as needed to beat out your competition by connecting with clients who may be able to benefit from the new plan details! View the Tax Credit Script Now! TAX CREDIT OVERVIEW To Read More Click Here Is Your Home Fully Protected? Insurance industry research shows a significant percentage of homeowners in the U.S. do not have adequate insurance coverage to rebuild their homes should disaster strike. There are a number of reasons for this, such as changing property values, rising construction costs, unreported improvements and the growing trend of in-home businesses. To Read More Click Here Every Seller Needs To Know, What Sells a house? There are four variables that sell a house. 1.Price 2.Terms 3.Condition 4.Location All four of the variables go together to create the "perfect sale." Each aspect must be taken into consideration if you want a property to sell. 1. Price fixes everything! Don't let anyone tell you different. When the buyer perceives there is a value because of the price, they will buy the home. The other three variables always can effect the price. Click here to Read the Report
Last Week in Review Jan 04, 2010 --- Vol. 8, Issue 1 "We will open the book. Its pages are blank. We are going to put words on them ourselves. The book is called Opportunity and its first chapter is New Year's Day." Edith Lovejoy Pierce. And as we begin a New Year, fresh with opportunity - here's what you need to know about the last week of 2009. The holiday shortened week had some fireworks, and not just those ringing in the New Year. The Treasury Department auctioned a whopping $118 Billion in T-Notes last week, and the added supply helped bring on some volatility in Bonds. And although the financial markets in general have been quite volatile of late anyways, the potential for increased volatility is typically greater during a holiday week. This is because trading volume levels decrease, and with fewer traders and investors pushing transactions, it opens the door for exacerbated market moves, as one large trade can cause prices to rise or fall more sharply. In fact, volatility was present through a good part of 2009 - not to mention the last decade. As you can see in the chart below, Stocks experienced a roller coaster ride during 2009, hitting Bear market lows in March.. .only to soar 60% higher since March 9th.   To read more Click Here Last Week in Review DEC 21, 2009 --- Vol. 7, Issue 51 "ALL GOOD THINGS MUST COME TO AN END..." Or so the popular saying goes. And last week, the Fed reiterated once again that their Mortgage Backed Security (MBS) purchase program...the program that has helped keep home loan rates low for much of the last year...will end on March 31, 2010 as previously stated. Here's the lowdown on what this means, and all the latest news impacting home loan rates and the markets. Last Wednesday during their regularly scheduled meeting of the Federal Open Market Committee, the Federal Reserve kept the Fed Funds Rate unchanged. But history has shown that when the Fed has left rates too low for an extended period of time, there is a price to be paid, via higher inflation. Yet if the accommodation is removed too early, it can derail an already fragile recovery. The Fed continues to walk this tightrope, trying to get it "just right." Read More Last Week in Review DEC 7, 2009 --- Vol. 7, Issue 49 "HI HO, HI HO, IT'S OFF TO WORK WE GO!" And even those who have been feeling grumpy about the weak labor market found something to smile about last Friday. The official Jobs Report for November was released - and the improving numbers were a big surprise to the markets. According to the Labor Department, only 11,000 jobs were lost in November, despite expectations of 125,000 jobs lost. As you can see from the chart below, this marks the least number of jobs lost in nearly two years - since December 2007. Adding to the favorable news, the Unemployment Rate improved to 10.0%, when expectations were for it to remain at the 10.2% level. While the news was good for the economy and helped Stocks improve sharply, it wasn't so favorable for Bonds...and as a result, home loan rates moved slightly higher on the news, continuing their worsening trend for the week overall. READ MORE Last Week in Review Nov 30, 2009 --- Vol. 7, Issue 48 I hope you enjoyed a wonderful Thanksgiving weekend with friends and family. I certainly have much to be thankful for, including many wonderful clients and friends like you. The Mortgage Market Guide Weekly is the industry's leading publication of this type, and I'm pleased to provide this valuable resource to you. If you feel that any of your clients, friends, family members or associates would benefit from keeping up-to-date on market and economic trends with this easy-to-read format, please let me know, and I will be happy to add them free of charge. Read more Last Week in Review Nov 16, 2009 --- Vol. 7, Issue 46 "A STEP IN THE RIGHT DIRECTION...BUT DON'T PUSH YOUR LUCK." Barbra Streisand obviously wasn't singing about Bond prices or interest rates in her 1980's song. But those lyrics were fitting last week when the Federal Reserve stepped in with more buying of Mortgage Backed Securities (MBS), helping Bond prices recover from news of a weak Treasury Auction. Overall, home loan rates bounced around last week and ended the week very slightly improved. But that said, we can't "push our luck" and think the Fed will continue to step in and help support home loan rates...we have to remember that the Fed is actually winding down exactly this type of buying support. As you can see from the chart below, the Federal Reserve's purchases of MBS peaked at an average of $25 Billion per week back in May - and they are getting closer every day to being done spending their allotment of $1.25 Trillion. Since they announced that their remaining purchases would be rationed out until the end of March 2010 - but that they wouldn't be making any additional purchases beyond the original commitment - the average purchases per week have been moving lower, down to $14 Billion per week so far in November. To Read More Click Here